• AMPHAN CYCLONE CLAIMS HELPLINE (Toll Free No). “1800 3000 6116” (9 a.m to 8 p.m), Email: claimsupport@shriramlife.in.Please call us or email us to help you in faster processing of your claims. For more information,

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SHRIRAM CRITICAL ILLNESS COVER RIDER

A Non-Linked Non-Participating Term Rider

UIN-128B010V03

Nobody likes to think about the possibility of suffering a serious illness or injury in the future. You can’t foresee this happening, but you can make plans to help support yourself should the unexpected happen. Critical Illness Cover can help you make adjustments to your lifestyle that you may need to make after being diagnosed with a serious illness.

This Rider can be chosen by the policyholder along with the base plan for a nominal premium*, either at inception of the policy or at policy anniversary, provided that it meets the eligibility conditions.

*Subject to the condition that the premium under the Critical Illness rider shall not exceed 100% of the base plan premium.

BENEFITS UNDER THE RIDER*

The rider pays 100% of the Critical Illness rider sum assured in the event of the life assured being first diagnosed with any of the covered critical illnesses any time after 90 days from the date of commencement/revival and life assured survived for at least 30 days from the date of first diagnosis.

The diseases covered under this rider:

  1. Cancer of specified severity,
  2. Myocardial infarction (first heart attack of specified severity),
  3. Open Chest CABG,
  4. Stroke Resulting In Permanent Symptoms,
  5. Kidney Failure Requiring Regular Dialysis and
  6. Major Organ /Bone Marrow Transplant.

* Benefits under the rider are payable only if the base plan is in force. The rider benefit will cease immediately if the base plan is terminated or discontinued. The rider benefit will also cease when a claim is paid. Rates are reviewable on the fifth anniversary of the original policy’s commencement and every anniversary thereafter. These changes are subject to IRDAI approval only.

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

PLAN ELIGIBILITY

ENTRY AGE

Minimum

18 Years

Maximum

65 Years

(Age last birthday)

MATURITY AGE

Maximum

70 Years

(Age last birthday)

POLICY TERM

Minimum

5 Years

Maximum

52 Years

PREMIUM PAYMENT TYPE

Regular

Limited

Single

PREMIUM PAYMENT TERM

RP: Same as Policy Term

LP: 5 to 51 years

SP: Single

SUM ASSURED

Minimum (₹)

₹ 50,000

Maximum (₹)

₹ 25,00,000

(The sum assured under the rider shall not exceed the sum assured under the base policy)

PREMIUM PAYMENT MODE

  • Single
  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly

(Applicable as per Base Plan)

more

Disclaimers:

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN – SLIC/Content/Jan 2021/57