• AMPHAN CYCLONE CLAIMS HELPLINE (Toll Free No). “1800 3000 6116” (9 a.m to 8 p.m), Email: claimsupport@shriramlife.in.Please call us or email us to help you in faster processing of your claims. For more information,

  • 24*7 Digital Servicing Options – Covid 19

https://app.shriramlife.com/shriramgetaquote/summary

SHRIRAM CRITICAL ILLNESS PLUS RIDER

Non-linked Non-Participating Health Individual Pure Risk Premium Rider.

UIN-128B016V01

Nobody likes to think about the possibility of suffering a serious illness or injury in the future. You can’t foresee this happening, but you can make plans to help support yourself should the unexpected happen. Shriram Life Insurance Company presents Shriram Life Critical Illness Plus Rider. This rider protects you against 24 illnesses and gives you an upside of increments in your rider sum assured through Loyalty Additions.

This Rider can be chosen by the policyholder along with the base plan for a nominal premium*, either at inception of the policy or at policy anniversary, provided that it meets the eligibility conditions.

*Subject to the condition that the premium under the Critical Illness rider shall not exceed 100% of the base plan premium.

BENEFITS UNDER THE RIDER*

Critical Illness Cover

The rider pays 100% of the Critical Illness rider sum assured along with loyalty benefit in the event of the life assured being first diagnosed with any of the covered 24 critical illnesses. Thereafter, the rider gets terminated.

Loyalty Benefit

Loyalty benefit will be offered under the rider by way of increments in rider sum assured during the term of the rider provided all the premiums due at the time of loyalty addition are fully paid. At the end of third policy year, the sum assured under the rider will be increased by 15% of initial rider sum assured and the increased rider cover continues till the end of the rider term.

The diseases covered under this rider:

  1. Cancer of Specified Severity

  2. Myocardial Infarction (First Heart Attack of Specific Severity)

  3. Stroke Resulting In Permanent Symptoms

  4. Kidney Failure Requiring Regular Dialysis

  5. Major Organ /Bone Marrow Transplant

  6. Open Chest CABG

  7. Permanent Paralysis of Limbs

  8. Open Heart Replacement or Repair Of Heart Valves

  9. Coma of Specified Severity

  10. Multiple Sclerosis with Persisting Symptoms

  11. Benign Brain Tumor

  12. Blindness

  13. Third Degree Burns

  14. Alzheimer’s Disease / Irreversible Organic Degenerative Brain

  15. End Stage Lung Failure

  16. End Stage Liver Failure

  17. Surgery of Aorta

  18. Motor Neuron Disease with Permanent Symptoms

  19. Major Head Trauma

  20. Primary (Idiopathic) Pulmonary Hypertension

  21. Appalic Syndrome

  22. Deafness

  23. Loss of Limbs

  24. Parkinson’s Disease

*Benefits under the rider are payable only if the base plan is in force. The rider benefit will cease immediately if the base plan is terminated or discontinued. The rider benefit will also cease when a claim is paid. Rates are reviewable on the third anniversary of the original policy’s commencement and every three years thereafter. These changes are subject to IRDAI approval only.

PLAN ELIGIBILITY

ENTRY AGE

Minimum

18 Years

Maximum

65 Years

(Age last birthday)

MATURITY AGE

Maximum

70 Years

(Age last birthday)

POLICY TERM

Minimum

5 Years

Maximum

52 Years

PREMIUM PAYMENT TYPE

Regular

Limited

Single

PREMIUM PAYMENT TERM

RP: Same as Policy Term

LP: 5 to 51 years

SP: Single

SUM ASSURED

Minimum (₹)

₹ 50,000

Maximum (₹)

₹ 25,00,000

(The sum assured under the rider shall not exceed the sum assured under the base policy)

PREMIUM PAYMENT MODE

  • Single
  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly

(Applicable as per Base Plan)

more

Disclaimers:

*Benefits under the rider are payable only if the base plan is in force.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN: SLIC/Elec/May 2021/21