
Features & Benefits of Critical Illness Plus Rider
Here are the features of the Shriram Life Critical Illness Plus Rider:
Wide Coverage
Shriram Life Critical Illness Plus Rider gives coverage for several critical illnesses, providing a comprehensive solution to safeguard against unexpected medical expenses.
Lump-Sum Payment
Upon diagnosis of any of the covered critical illnesses, the policyholder receives a lump-sum payment from the insurer, providing financial support to cover medical expenses and other related costs.
Financial Security
The rider ensures that the policyholder has financial security during tough times, enabling them to focus on their recovery without worrying about the financial impact of their illness.
Loyalty Additions
It increases the sum assured with each passing year. This feature provides policyholders with additional financial security and ensures that their coverage keeps pace with inflation and rising healthcare costs.
Second Opinion
The rider provides policyholders with access to a panel of doctors who can provide a second opinion on their diagnosis, helping them make informed decisions about their treatment.
High Sum Assured
The rider allows policyholders to choose a high sum assured, providing them with the necessary financial support when they need it. Additionally, the Rider also provides loyalty additions, increasing the sum assured with each passing year, making it valuable savings for policy holders.