Secure Your Health Against Critical Illness with Critical Illness Plus Rider

Sticky Tab

What Coverages Are Offered in the Shriram Life Critical Illness Plus Rider?

Critical Illness Cover

If the life assured is diagnosed with any of the 24 covered critical illnesses, the rider pays 100% of the critical illness plus the rider sum assured along with loyalty benefit. After the first diagnosis, the rider gets terminated.

Loyalty Benefit

The rider provides loyalty benefit by way of increments in rider sum assured during the term of the rider, provided all the premiums due at the time of loyalty addition are fully paid. At the end of the third policy year, the sum assured under the rider will be increased by 15% of the initial rider sum assured and the increased rider cover continues till the end of the rider term.

Covered Critical Illnesses

The 24 critical illnesses covered under this rider include cancer of specified severity, stroke resulting in permanent symptoms, major organ/bone marrow transplant, permanent paralysis of limbs, coma of specified severity, benign brain tumour, third-degree burns, end-stage lung failure, surgery of the aorta, major head trauma, apallic syndrome, loss of limbs, myocardial infarction, kidney failure requiring regular dialysis, open chest CABG, open heart replacement or repair of heart valves, multiple sclerosis with persisting symptoms, blindness, Alzheimer's disease, end-stage liver failure, motor neuron disease with permanent symptoms, primary (idiopathic) pulmonary hypertension, deafness and Parkinson's disease.

Minor Lives

If the life assured is a minor at the time of base policy inception, the rider can be chosen on attaining majority.


For more details on risk factors, terms, and conditions please read the sales brochure carefully before concluding a sale.  

*Tax Benefits:  
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.  
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

IRDAI Regn No: 128  
CIN No : U66010TG2005PLC045616 of the Company

The Trade Logo displayed above belongs to Novac Technology Solutions (“Novac”) and used by Shriram Life Insurance Company Limited under a License agreement.”


  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.