Complete Protection Against Cancer with Shriram Life Comprehensive Cancer Care
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Premium Components for Shriram Life Comprehensive Cancer Care
The Shriram Life Comprehensive Cancer Care Plan is a non-linked, non-participating protection policy designed to provide financial aid to families dealing with a cancer diagnosis. The policy offers multiple premium components as explained below:
Corpus Payable Option
Policyholders receive fixed benefits upon the diagnosis of cancer. For initial-stage cancer, 25% of the sum assured is paid, and for critical-stage cancer, 100% of the sum assured (minus any payments made for initial-stage cancer) is paid.
Maturity Benefit Option
This plan does not provide any maturity benefits. It focuses on providing financial assistance in case of a cancer diagnosis during the policy tenure.
Two Benefit Options
Policyholders can choose between two options: Option 1: Lump sum benefit Option 2: Lump sum + monthly income benefit. This option provides a 2% monthly income of the sum assured for five years following the critical-stage cancer diagnosis.
Flexible Premium Payments
Premiums can be paid in yearly, half-yearly or quarterly modes, thus offering flexibility to policyholders.
Minimum Premium
The minimum premium for all payment modes is ₹500, making the policy accessible to a wider audience.