Shriram Life Early Cash Plan Eligibility and Documents Required

Eligibility Criteria

Limits

Age at Entry

Minimum: 3 years (Age last birthday) Maximum: 55 years (Age last birthday)

Maturity Age

Minimum: 18 years (Age last birthday) Maturity age Maximum: 70 Years for other than whole life (Age last birthday). 

100 years for whole life
(Age last birthday)

Sum Assured

Minimum: ₹ 1,50,000 for other than whole life
₹ 2,50,000 for Whole life
Maximum: No Limit
subject to Board approved underwriting policy.

Policy and Corresponding Premium Payment Term

Early Cash Option and Super Growth Option 
10yrs            - 6yrs
12yrs            - 6yrs, 8yrs, 10yrs 
15yrs            - 8yrs, 10yrs, 15yrs 
20 yrs           – 10 yrs 
Whole Life    – 10 yrs,12 yrs,15 yrs

Premium Payment Mode

Yearly

Half-Yearly

Quarterly

Monthly

Modal Factors

1

0.5087

0.2566

0.0860

Cash Bonus Mode Frequency

Yearly

Half-Yearly

Quarterly

Monthly

Modal Factors

1

0.4913

0.2435

0.0807

Riders Available

Accident Benefit Rider (UIN 128B001V04)     
Family Income Benefit Rider (UIN 128B002V04)   
Shriram Extra Insurance Cover Rider (UIN 128B009V03)  Shriram Life Critical Illness Plus Rider (UIN 128B016V02)
Shriram Life Critical Illness Woman Rider (UIN 128B032V01)
Shriram Life Step Up Rider (UIN 128B033V01)
Shriram Life Arogya Saathi Rider (128B034V01)