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SHRIRAM LIFE MY SPOUSE TERM PLAN

We all spend time and money to plan for our future starting with securing our loved ones. Whether we are just married or have children, the need for security remains.

 

We at Shriram Life understand need for your family and present you online joint life term plan Shriram Life My Spouse Term Plan (UIN: 128N085V01). We have carefully designed a product to suit your requirement of comprehensive coverage with affordable premiums. With this one product, you can provide coverage for yourself and also to your spouse against various unfortunate events of life.

KEY FEATURES

  • Longer Protection:Provides life cover up to the age of 75 years
  • Lower premium rates for women: 3 years age setback on rates for female lives
  • High Sum Assured Discount:Discount in premium rate in case you opt for a Higher Sum Assured
  • Enhanced protection: Enhance your protection with Optional Coverage for a complete peace of mind

#Eligibility

ENTRY AGE

18 to 55 Years

(Age last birthday)

MATURITY AGE

Minimum

28 Years

Maximum

75 Years

(Age last birthday)

PREMIUM PAYMENT MODE

  • Yearly
  • Half Yearly
  • Quarterly
  • Monthly

POLICY TERM

 

10 to 57 Years

ANNUAL PREMIUM

Minimum (₹)

₹ 3,060


Cumulative Premium

(No maximum limit)

SUM ASSURED

Minimum

₹ 25 Lakhs

Maximum

₹ 10 Crore

(In multiple of 1 lakh)
The sum assured for the secondary life shall not exceed the sum assured for the primary life

TERMINAL ILLNESS COVER
(Available for Primary life and Secondary life)

 

Equal to Sum Assured

CRITICAL ILLNESS COVER
(Available for Primary life only)

Minimum

₹ 5Lakhs

(Maximum 20% of Sum Assured subject to a limit of ₹ 20 lakhs)

ACCIDENTAL DEATH BENEFIT
(Available for Primary life only)

Minimum

₹ 10Lakhs

(Maximum 100% of Sum Assured subject to a limit of ₹ 1 Crore)

Note 1: Premium paying term is same as the Policy Term

Note 2: Terminal Illness Cover is equal to Sum Assured

more

Disclaimers:

# Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest on the Life Assured on attainment of age 18 years.
All ages mentioned above are age last birthday.

The minimum premium amounts are exclusive of taxes and levies as applicable.

IRDAI Regn No. 128
CIN: U66010TG2005PLC045616

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Trade Logo displayed above belongs to Shriram Value Services Limited (“SVS”) and used by Shriram Life Insurance Company Limited under a License agreement.”

ARN – SLIC/Elec/Jan 2021/64